FundingSearch launches UK commercial lending software to automate deal sourcing

FundingSearch has launched a commercial lending platform aimed at replacing manual, spreadsheet-based deal sourcing for UK lenders. The Sheffield fintech says the software verifies SME opportunities against Companies House, Xero and Sage data and sends lenders only pre-qualified deals. Why it matters: - UK lenders still spend time on manual screening that can slow credit decisions and waste staff time. - FundingSearch is targeting that bottleneck with software designed to deliver verified SME deal flow before an application reaches a credit team. - The platform is positioned to help banks, specialist lenders and private credit funds move faster from first contact to term sheet. What happened: - FundingSearch launched its commercial lending software platform on June 13, 2026. - The Sheffield-based fintech says the product is built to replace manual, spreadsheet-driven deal sourcing in UK commercial finance. - The platform is available now in three tiers: Professional, Active Commercial Lender and Enterprise. - The company says the platform can scale from lenders processing 10 to 50 deals a month to large institutions needing API integration, white-label options and tailored matching algorithms. The details: - The software gives banks, alternative finance providers, specialist lenders, regional lenders and private credit funds access to pre-qualified, pre-underwritten SME opportunities. - Each opportunity is matched against a lender’s criteria and verified against Companies House, Xero and Sage data before it reaches a credit desk. - The matching engine uses AI trained on UK SME lending patterns. - Lenders can set criteria including loan size, sector, geography, collateral requirements and risk tolerance. - The platform covers seven commercial finance asset classes: business loans, commercial mortgages, invoice finance, asset finance, bridging finance, trade finance and development finance. - Opportunities that reach lenders have already passed an initial credit risk assessment using real-time accounting data and Companies House filing history. - FundingSearch says that reduces preliminary credit analysis and speeds movement from first contact to term sheet. - All plans use flexible monthly subscriptions with no long-term commitment. - FundingSearch launched in 2025 and built the platform on cloud-native architecture. - The company says the product has seen traction among alternative finance providers and specialist lenders looking to compete with larger institutions. - FundingSearch is registered with the Information Commissioner’s Office under ref. ZB830848. - FundingSearch.com is a trading style of In.Spiritu Ltd, registered in England & Wales under Company No. 16130699. Between the lines: - The launch reflects a broader push in lending toward digital decisioning and automated underwriting. - Industry data in the release projects the commercial lending software market will reach $16.9 billion by 2034. - Lenders using automated underwriting and digital decisioning have reported processing time reductions of up to 50%, with some cutting loan closing times by more than a third and lifting staff productivity by more than 20%. - FundingSearch is trying to sit before the loan origination system, not replace it, which could make adoption easier for lenders with existing core systems. What’s next: - FundingSearch is inviting lenders to request a platform demonstration. - The company is likely to keep pitching verified data integration and pre-underwritten deal flow as its main differentiation. - Growth will likely depend on whether lenders adopt the platform as a sourcing layer in front of existing workflows. The bottom line: - FundingSearch is betting that verified SME data and AI matching can turn commercial lending deal sourcing from a manual task into a faster, more selective pipeline.